Do you know what is the difference between a Bookkeeper and an Accountant?

A bookkeeper is primarily concerned with accurately recording financial data while an accountant is involved with interpreting and reporting that data.

You will find most accountants will affiliate themselves with a good bookkeeper, either in house or an external source, and visa versa

We are two friends who have a passion for accounting and bookkeeping and a desire to provide a service that can help business owners save their precious time and gives great value. Each business needs are different and we like to tailor our services to suit your requirements.

Teresa is a successful Tax Accountant with her own business and if she had a pound for every time she was asked if she does Bookkeeping she would be very rich!

Charmian is an AAT Level 4 and ICB Level IV qualified individual who has a wide range of skills and a particular fondness for bookkeeping.

Charmian reached a career cross roads and Teresa approached her with the idea of creating a bookkeeping business. Now Bookkeeping was born.

Services Offered

Now Bookkeeping Ltd Services:

  • VAT Returns
  • Bookkeeping
  • Payroll, PAYE and NI Returns
  • CIS Returns
  • Accountancy Services

As On the Spot Accountants (OTS), Teresa specialises in the following:

Click here to access OTS webpage:

  •  Preparation and submission of financial and tax accounts
  • Tax advice and tax planning
  • Production and evaluation of business plans and funding applications
  • Cost control, cash flow forecasting and margin improvement
  • Financial processes, issue identification and resolution
  • Management accounting and reporting
  • Internal controls and audit of finance/business processes

About Us

Teresa Rogers

Managing Director
Tee Accounts Limited

Mobile: 07746 107605
Address: Winchester

Teresa is a Fellow of the Institute of Chartered Accountants in England & Wales (FCA) with 15 years experience working in industry and practice.

She trained and first time qualified with Deloitte, moving into industry three years later to hold senior and director level finance roles. In addition to working for a large Plc, Teresa has also been fortunate enough to work with entrepreneurial start-ups, small owner-managed and medium-sized organisations. The extent of her experience enables her to provide more than a basic accountancy and tax service.

Teresa’s focus has always been on adding value and listening to what her customer needs, whilst looking for suitable, cost effective solutions to accounting and business issues. With her bubbly, yet practical, results-driven approach, you’ll receive the service YOU want.


Charmian Heys

Now Bookkeeping Ltd

Mobile: 07511 986348
Address: 14 Ashton Gardens, Eastleigh, Hants SO50 4DF

Charmian is a member of the Institute of Certified Bookkeepers. She holds Level IV bookkeeping qualification and the Association of Accounting Technicians Qualification Level 4.

Her accounting journey started when she worked her way up from the factory shop floor to become the Assistant Management Accountant within 10 years in a factory in Hilsea, Portsmouth. She left to join Stubbington Green Dental Practice as a Dental Practice Manager, this gave her an opportunity to complete the bookkeeping for the practice while expanding her skills base working with different types of people from her colleagues to the patients. In this time, she obtained her Diploma in Dental Practice Management and her Dental Nursing Diploma.

Charmian felt the time was right to return to the accounting industry in 2014 and has since been very fortunate to work for a number of different companies within their accounts departments to help bring her accounting knowledge up to date.

Charmian knows how important it is to give value for the services she offers, she knows if she can do the fundamental processes of adding invoices or receipts to a business accounting software she can help the business owner focus on fulfilling orders or growing their sales.


Laura Macarthy

Now Bookkeeping Ltd

Mobile: 07927 416043

Laura is a member of the Institute of Certified Bookkeepers (ICB), with 13 years’ experience in hands on bookkeeping.

Her first endeavour into bookkeeping came about when there was a sudden vacancy in her ex-husband’s small family business. Deciding to give it a go, without any training or experience, she thought it was an easy case of ‘How hard can this be?’… She soon found out that it was a very real case of ‘Actually, quite hard!’

She soon became hooked by the numbers, working out customer and supplier accounts, chasing payments, having a realisation that profit doesn’t always equal positive cash flow, and guiding a small company through a recession to ensure survival at the end.

Since then, Laura has worked in several hands on bookkeeping roles, alongside working on her own freelance bookkeeping clients. She has also gained qualifications within both the ICB and the Association of Accounting Technicians (AAT).

Laura has recently spent 4 years teaching accounting, teaching AAT up to level 3, having become a fully qualified teacher to PGCE level, whilst still maintaining her core bookkeeping skills with freelance bookkeeping clients.

Laura’s key strength is that she has been the business owner juggling financial pressures on a day to day basis. She has been the business owner pulling their hair out at ‘just how do these accounts work?’ Now she can sit on the same side as you, as your bookkeeper, to take away these stresses, and help you focus on what is important, growing your business.


Jennie Bushrod

Now Bookkeeping Ltd


Jennie is qualified to Level 3 with the Association of Accounting Technicians, she is a dedicated person who is thorough and believes in GREAT customer service. She has been helping us out with some jobs and we feel she is a perfect fit to help us expand our business.



Bookkeeping Bites – The Blog…..

It can be regarded as a dull introduction, but I always start with explaining the difference between a bookkeeper and an accountant. It’s a question I get asked a LOT.

A bookkeeper is concerned with the fundamental transactions of a business – anything that creates a movement in cash or credit. The examples of these are receipts from shops, invoices from Suppliers, invoices to Customers, daily takings from a point of sale and most importantly the bank statements. These transactions are then recorded into a finance “system” for the business owner.

At Now Bookkeeping Ltd we have a wide knowledge of the various “finance systems” available to business owners – Spreadsheet (!), Sage (both accounting packages and payroll), Xero, Quickbooks Online, Moneysoft Payroll Manager, Quickfile, Concur, Agresso, BAAN, Manman. Some are very well known and some not very well known!

We recommend Xero and Quickbooks Online because they are very user-friendly to the most important person in the business and that is you the business owner.

The Accountant is concerned with the outcome of this record keeping. They will produce the financial reports of the company to the business owner and submit any legally required submissions. From here they can work with the client to offer business and tax efficiencies which are not possible if the record keeping is not up to date.

The lines can blur between the functionality of the two roles but if utilised correctly then the service they can provide can be a powerful control and cost saving tool.

Because the lines can blur there are some people that believe a bookkeeper is a cheaper accountant and that is certainly not the case.

A Chartered qualified accountant is registered, is insured and has to fulfil Continued Professional Education and a Certified bookkeeper is registered, insured and has to complete a series of Continued Professional Development. At Now Bookkeeping Ltd we absolutely embrace the importance of this as Teresa is a Chartered Accountant and I am a Certified Bookkeeper.

I hope the roles are now clearer to you and if you would like to discuss any bookkeeping questions or your business requirements please do not hesitate to contact me at